Free debt advice and support

Debt and money worries can have an overwhelming impact on your overall wellbeing. So, we’ve teamed up with the free, confidential debt advice service, PayPlan.

The PayPlan team help thousands of people every year whose finances have been impacted by relationship difficulties, or who have been too unwell to work.

Working in healthcare, you won’t necessarily work a normal ‘9–5’. PayPlan respect your schedule and will talk to you at a time that’s best for you. They can help with different types of debt, including credit cards, loans, utility arrears, mortgage arrears and council tax arrears.

Speaking with PayPlan will not affect your credit score. They will explain the options available to you, so you can decide how to deal with the situation. PayPlan will help you protect your home, your car if you have one, and find a debt solution that is affordable and sustainable. 

Visit the RCN Foundation portal on the PayPlan website to self-refer.

PayPlan's money-saving tips for healthcare staff

The team at PayPlan are providing specialised tips for those experiencing hardship in a series of articles about money management. Read them here:

• Everything you need to know about paying for TV licensing

• Advice for coping with feeling isolated or stressed by debt

• Five tax relief entitlements for nursing sector workers to look into

• Eleven financial support options for carers

• Nine tips on how to look after your finances in January.

Watch our PayPlan Q&A

Ruth Samuel, the RCN Foundation Benevolent Grants Manager, chats to Antony Price of PayPlan about the emotional and practical support their team will provide to anyone who decides to give them a call on their free helpline 0800 280 2816.