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Debt and money worries can have an overwhelming impact on your overall wellbeing. So, we’ve teamed up with the free, confidential debt advice service, PayPlan.
Working in healthcare, you won’t necessarily work a normal ‘9–5’. PayPlan respect your schedule and will talk to you at a time that’s best for you. They can help with different types of debt, including credit cards, loans, utility arrears, mortgage arrears and council tax arrears.
Speaking with PayPlan will not affect your credit score. They will explain the options available to you, so you can decide how to deal with the situation.
Visit the RCN Foundation portal on the PayPlan website to self-refer.
Check if you have unclaimed entitlements
An estimated £16 billion worth of benefit entitlement is unclaimed per year. You can check your estimated benefit entitlement online using the below benefit calculator.
Benefit Calculator
Maria, a former nurse, shares her experience with PayPlan
"Being a victim of domestic and economic abuse, I was left with debts I didn’t run up myself but were in my name. PayPlan were patient and understanding and said they would do their best to help and support me through this. It took just over a year, and now all my credit card debts have been written off. I am so grateful to PayPlan for this, and I can’t thank them enough. I can now have a good financial future with no restrictions."
Hear from Antony Price, Partnership Manager at PayPlan, with some top tips to help with money management support and financial wellbeing.
The team at PayPlan are providing specialised tips for those experiencing hardship in a series of articles about money management. Read them here:
The Winter Fuel Payment is an annual payment from the govt to help people with their heating costs during the colder months. PayPlan have provided a breakdown of who can apply - read more to see if you're eligible.
The UK benefits system can be complex, and it may feel overwhelming to use it for the first time. Read more from our debt advice partner, PayPlan, and check if you are missing out on unclaimed benefits.
This is a question that our debt advice partner, PayPlan, hear often. Read more to find out everything you need to know when it comes to credit scores.
Our free debt advice partner, PayPlan, share tips on coping with the mental health impacts caused by debt.
There are many barriers that neurodivergent individuals experience and our debt advice partners, PayPlan, pride themselves on being inclusive and supportive of all their clients.
The cost-of-living crisis has made leisure activities more financially stressful than usual, particularly for families on a budget.
The National Bereavement Service has put together a guide to help you have better conversations with colleagues, friends, or relatives struggling with bereavement.
If you support a family member or partner who is unwell or disabled, financial help is available.
With just one unexpected bill, people can quickly find themselves trapped in a vicious cycle of debt. Our debt advice partners, PayPlan, share their top loan-shark-spotting tips.
Ruth Samuel, the RCN Foundation Benevolent Grants Manager, chats to Antony Price of PayPlan about the emotional and practical support their team provides. For help, give them a call on their free helpline 0800 280 2816.
